Nursing Home Monthly Cost Estimator

This estimator multiplies a monthly price range by the number of months you expect care to last, then adds one-time costs. Pick a room type to load an illustrative range, or overwrite the low and high monthly prices with quotes you receive from facilities in your area. The formula is simple: total = months x monthly price + one-time costs.

Worked example (illustrative only): 12 months in a semi-private room at $8,500 to $10,500 per month, plus $1,500 of one-time costs, gives a low of 12 x 8,500 + 1,500 = $103,500 and a high of 12 x 10,500 + 1,500 = $127,500.

The pre-filled ranges are round-number examples to help you start, not current prices for any state or facility. Real rates depend on your region, the facility, the room and the level of care, and many homes bill extra for incontinence supplies, therapy, salon services or medication management. Always request a written rate sheet. See what a nursing home costs on average for how to benchmark these numbers.